February 20, 2012 by admin

When Are Emerging Markets No Longer 'Emerging'? – Knowledge@Wharton

What’s Ahead for 2007? Knowledge@Wharton Network Surveys the Globe

The Cold War triggered a global reexamination of financial systems, not only in the former Soviet Union but around the world, Nichols says. Planned economies in Latin America failed and a new generation of Chinese leaders introduced economic reforms. “It’s amazing that so many different places were coalescing on this one change at the same time.”

Advertise an freecall 1300 Numbers Australia to your callers and control how they are routed.

McDermott notes that following the collapse of the Soviet Union, the degree and speed of the transfer of assets from government to the private sector was key to defining the characteristics of emerging markets. However, that led to problems on either end of the privatization spectrum. “Many of the measures were related to how much of the economy was in private hands. [These measures] weren’t very helpful,” he says. “Those who didn’t change were bad and those who changed really fast also blew up.”

McDermott has done research into development patterns in Eastern Europe and Latin America and found that differences in economic progress can be linked to what he calls “transnational integration regimes,” such as membership in the European Union or participation in NAFTA. These systems have different characteristics which may offer better insights into the potential for economies to join the club of developed nations, which is generally thought of as the members of the Organization for Economic Co-Operation and Development (OECD).

A More Sophisticated Approach

According to Wharton management professor Witold Henisz , emerging economies recently have begun to revise their approach to the global economy, particularly as resource-rich nations gain clout with today’s booming commodity markets. They are still willing to integrate with international markets and will allow foreigners in to help build their economic infrastructure, but are demanding a greater share of the benefits. Unlike earlier periods of Colonialism, these countries are not claiming to be exploited. The approach is now more sophisticated, he says.

“The countries are saying, ‘We’re still going to work with you, but we will do it on our terms.’ It’s more like the U.S. [style of approaching other countries],” says Henisz. “They’re working to play by the same rules as we do.”

Henisz cautions there is not a single moment when countries “emerge.” “It’s not a zero-one switch. The forces we’re talking about that make a country different are shades of gray,” he says. “There is no force in Russia or Brazil that doesn’t exist in the U.S. It’s just a question of the impact they have and how the institutions of the country moderate uncertainties.”

While enormous attention has been paid to rapid growth in India and China, those two countries are nowhere near ready to graduate from the emerging camp, according to Wharton faculty and analysts. While India and China both enjoy pockets of glittering prosperity, national wealth is unevenly distributed and most of the population in these countries lives in poverty.

Wharton management professor Marshall Meyer says many Chinese cities seem to be as sophisticated as any in Europe or North America, but rural areas of China remain desperately poor. Household income is 10 times higher in urban coastal cities, like Shanghai, compared to rural inland provinces, he notes. “Has China graduated?” asks Meyer. “If you look at capital formation and fixed asset investment, it looks that way. If you look at disposable income in households, it doesn’t.”

Nichols, too, says India and China are not ready to move up from emerging status. He explains that as an outsider, he would be completely comfortable entering a contract in Singapore, but not India or China. “If I were to do business in India or China, I would be really careful that I establish the rules, rather than just relying on institutions that say they are open to strangers,” says Nichols. “China is definitely moving toward formally-run institutions and the same is true of India. But you would be pretty foolish to just rely on a contract, although India is farther along than China.”

Countries that make it into the top rungs of economic progress can slip backwards, too. Guillen notes that in the first part of the 20th century, Argentina was one of the richest nations in the world. After decades of Peronist rule and decline, Argentina became a star in the 1990s march toward privatization, only to stumble into a financial crisis in 2001. With a well-educated population and wealth of resources, Guillen says, “Argentina is one of the biggest mysteries.”

Lebanon is another example. In the 1960s, it was considered to be the Switzerland of the Middle East, with strong trade and high per capita incomes before it descended into Civil War, never to recover its economic place in the world.

“There are many examples of African countries that were doing reasonably okay and then got into trouble,” adds Guillen.

Forever Emerging?

Even with their weaknesses, emerging economies are clearly a rung up the economic ladder from many other countries, including most of sub-Saharan Africa, Central America, Haiti and the Dominican Republic, along with Bangladesh and Myanmar, Guillen says.

At the same time, some countries seem to have gotten solidly stuck in the emerging markets category. Guillen points to South Korea, where per capita income is $20,000 — well above most countries in Latin American and South and East Asia. More important, the economy has transformed from a heavy industrial base to a strong focus on knowledge and technology. “One thing that intrigues me is these countries seem to be emerging forever,” he says. “It’s about time we think of South Korea as a fully developed economy.”

Guillen is careful to emphasize that there is no one path to economic prosperity. “All countriesstart indifferent positions. If they succeed, they do so in different ways,” he says.

Bert van der Vaart, CEO of Small Enterprise Assistance Funds, a global investment firm providing capital and support to 29 emerging markets, says the sector is increasingly recognized as an investment class that should command 5% to 15% of total assets. “Growth in these countries is likely to be trending positively and in excess of the OECD average. In a sense, these economies are ‘catching up.’ At some level, whether we add the adjective ‘investment-worthy’ to ‘emerging markets’ could be surplus.”

His definition excludes a number of poorer countries whose governments are not willing to adopt true market reforms, or where the ruling elite are doing well enough that they do not care about attracting a broad range of private investment.Zimbabwe, for example, despite all its human and physical resources, falls short of being an “emerging market,” van der Vaart says.

More than a quarter century after he christened the term “emerging markets,” van Agtmael, now CEO of Emerging Markets Management in Arlington, Va., which manages $20 billion in institutional investment, says he has seen tremendous change. “We are in the midst of a huge shift in the global economy toward emerging markets, as many are no longer poor, but are becoming middle class. The emerging markets consumer is becoming increasingly important, infrastructure spending in emerging markets now exceeds that in the U.S. or Europe, and a steadily larger group of companies is becoming world class.”

According to van Agtmael, in the next 10 years there will be one billion more consumers in emerging markets, and in 25 years the economies of these countries will surpass the combined economies of the developed countries.

In recent years, Goldman Sachs has contributed to the economic name game. In 2001, the firm began calling Brazil, Russia, India and China the “BRIC” countries and forecast that by 2010, they would make up more than 10% of global GDP. By 2007, they already accounted for 15%. Then in 2005, Goldman Sachs introduced another moniker, the Next Eleven (N-11), identifying another set of populous countries with the potential to have an impact on the global economy, similar to the BRIC nations. The N-11 are Bangladesh, Egypt, Indonesia, Iran, Korea, Mexico, Nigeria, Pakistan, Philippines, Turkey and Vietnam.

Van Agtmael says he has heard some new terms — “middle-income emerging markets” or “graduating emerging markets” — tossed around to describe countries moving up the continuum. “Now most investors simply realize there’s money to be made in these markets — not just the portfolio investors, but also major corporations. The name is now less important than the fact that people recognize this is a part of the world that is no longer a backwater and no longer peripheral, but an increasingly important part of the world.”

Additional Reading


source

  •   •   •   •   •
February 13, 2012 by admin

blog SKOLKOVO: Business information for emerging markets

A@540, 25 <0O 20113.

Business information for emerging markets

Creating a strategy for capturing the business opportunities in emerging markets is at the top of the agenda for many companies. This article written by our library project manager Helen Edwards looks at what researchers and experts are writing about.

Advertise an freecall 1300 Numbers Australia to your callers and control how they are connected.

A recent influential book Winning in emerging markets: a road map for strategy and execution by Tarun Khanna and Krishna G. Palepu (Harvard Business School Press 2010) argues that the key characteristic of emerging market economies is institutional voids, the absence of the business systems, financial infrastructure, regulation and legislation, which facilitate business. The book introduces a five phase process for exploiting these voids as opportunities. This “portable” definition can be applied to any emerging market country. Harvard Business Publishing has also put together a collection of recent articles Thriving in emerging markets to be published in June 2011.

The Financial Times regularly publishes special reports on the BRIC countries, former CIS and the Middle East. Recent and about to be published reports include 20 May The New Trade Routes: India. This report shows how India, already known as the IT back office of the world, is challenging China on manufacturing, especially of telecomms and small cars. 23 May is Brazil China Trade 2011 speculating on the long term relationships within the BRICS, 27 May FT Wealth 2011 Emerging Markets Special and 16 June Russia and the World. The FT also has a dedicated blog beyondbrics: the FT’s emerging market hub at which is this month celebrating its first birthday. This brings together news and views from over 40 correspondents in emerging markets around the world with graphical summaries of market data .

Mckinsey have just published Is your emerging market strategy local enough? recommending a strategy based on city clusters with case studies from China, India and Brazil.

Wharton School’s famous blog Knowledge@Wharton has Indian, Spanish and Chinese editions, the last two also in local languages. Recent articles include microblogging in China, India’s revised FDI guidelines and the potential for overheating in the economies of Latin America.

SKOLKOVO Institute for Emerging Markets (SIEMS) have devised a new Emerging Markets Index: Brave New World: categorizing the emerging market economies: a new methodology

This ranks 113 developing countries using 15 variables and grouped under four stages of emergence: advanced, intermediate, early and dormant.

There are several subscription services covering many countries. ISI’s Emerging Market Information Service ( EMIS ) includes news, analysts’ reports, market research and company information for more than 80 emerging markets from more than 20,000 sources. Other subscription sources of country data: macroeconomic trends, business environment, political risk and forecasts are the Economist Intelligence Unit and Business Monitor International


source

  •   •   •   •   •
February 12, 2012 by admin

GLOBAL BANKS: Risky business | Emerging Markets

Emerging markets may yet fail to deliver on its lucrative promise for global investment banks

When Goldman Sachs chief economist Jim ONeill coined the Bric acronym in 2001, he did investment banking two favours. First, he created a way to describe the worlds fastest-growing economic power centres in a manner that was neat, non-controversial and to the point.

Advertise an inbound 1300 Numbers Australia to your callers and control how they are connected.

Second, by banding Brazil, Russia, India and China into one clearly tagged and non-political grouping, he gave investment bankers a hierarchical world cheat-sheet that could be constructed and reconfigured at will.

The die had been cast. Investment banks suddenly had a way of imagining and depicting the wilder parts of the world so-called emerging markets in real economic terms. Overnight, the worlds leading emerging markets had, in banking terms at least, emerged, becoming founder members of a clearly identified group of nations that will drive global economic growth for decades to come.

Emerging markets time has come, says Philip Lynch, chief executive officer Asia ex-Japan at Nomura, whose career has taken him through New York, London, Dubai and, three times, Hong Kong.

The reality is that the bulk of world economic growth is going to come from emerging markets, and make up more than 50% of global growth over the next decade. It makes for a very fertile market for investment banks.

Take Asia. The region, according to listed investment banks annual reports, accounted for just 14% of all global investment banking revenues in 2009. Of that total, China comprised a quarter of all Asia generated fees, south-east Asia made up 20%, South Korea 5.5% and India 4.8%.

In other words China and India, home to around one in every three human beings, together contributed barely 4% of the global investment banking profit pool. The potential for growth and profits is, from any angle, staggering.

CANDID PICTURE

In the course of researching this story, Emerging Markets spoke to a host of senior representatives at most major investment banks. Not all wanted to be directly quoted, but many senior bankers were, anonymously, prepared to provide candid and often surprising views on the relative importance of emerging markets to leading bulge bracket lenders. Here, painting with a broad brush, are the results.

China, to no ones surprise, is the emerging market everyone wants to crack. Its critical, says Nomuras Lynch. You have to get it right. Elsewhere in Asia, South Korea, with its chaebol conglomerates, is a key target, as is south-east Asia, particularly highly populated Indonesia.

Slightly surprising is how marginalized India has become in the mind of investment banks. Its ranked after south-east Asia

for us, and thats true for many of our rivals, said a senior figure at an investment bank that did particularly well coming out of the financial crisis. Its over-competitive, inaccessible and protectionist, and it has a merchant class thats very good at squeezing fees.

Then there is the Middle East, a region flooded with oil and cash but not for investment banks, it seems, a plethora of prime markets. One senior Dubai-based European banker says: People think of the Middle East as being full of potential everywhere, but in reality the region is all about three markets Qatar, the UAE and Saudi Arabia and how those nations trade and interact, financially and economically, with each other.

In Latin America, its Brazil or bust. Outside Brazil, there just isnt enough business to justify being there unless you are a top-three local outfit, says one New York banker with extensive experience in the region.

Another of the Bric nations, Russia, is a tough nut to crack on a regular basis. Goldman Sachs is on track to post $1 billion in revenues there for the first time this year, and Credit Suisse and Deutsche Bank have been ramping up their presence. But its also unpredictable, with an (admittedly slowly fading) reputation as a cowboy market. Russia is so huge, says one American financier. You can make a lot of money there, but you can also get your face ripped off.

Other key emerging markets are Egypt and Turkey, two traditionally non-aligned entities. And at the heart of central and eastern Europe, a region that has largely disappointed since the fall of Soviet communism, sits Poland. Warsaw can become a genuine financial hub for the region, says Ronnie Golan, head of investment banking and global capital markets for Africa, central and eastern Europe and Israel at Morgan Stanley, which recently announced its intention to open an office in the city. Poland weathered the financial crisis well and can grow into a stock market with very strong and deep capital liquidity.

Then there is Africa, a continent that has long been serviced out of suitcases, with bankers flying in from London and Paris to collateralize energy and mineral assets for European bourses.

Africa is changing fast. Most nations remain frontier states, too small to justify a representative office, let alone a fully-fledged franchise. But some countries, supported by carbon revenues and friendly-ish governments, are changing the way Africa is seen. Johannesburg has a thriving financial services sector, and is the portal through which the southern wedge of the continent is banked.

Nigeria, troubled and dangerous but boosted by oil revenues, is becoming a major economy in its own right. The biggest thing you can flatter Nigeria with is that people say its the next Brazil a new Bric country, says Morgan Stanleys Golan.

South Africa is also categorized as an emerging market, but it is a sophisticated, large and well-banked market with a stable economy that has been growing steadily for a long time.

PROFIT OR ROUNDING ERROR

The question for any investment bank is: What is the potential of an emerging market,does it havethe population and economic growth requiredtojustifyalocal presence? says Fawzi Kyriakos-Saad, chief executive, Europe, Middle East and Africa at Credit Suisse and co-head of the banks Global Emerging Markets Council.

Localfinancial institutions will always have an advantagewhen it comes to local connectivity. Foreignorganizationscan get there [i.e. beat the local players], but it takes time and investment.

China, for example, has critical mass, according to most senior bankers, while many developing countries are just too small to justify setting up business there, bankers contend. The corollary of that thinking is that some emerging markets are both tiny and, on a total-sum-game, important.

When, from around 2007, Moscow-based Renaissance Capital decided to specialize in sub-Saharan Africa, many scoffed. But it was a clever move: the bank now has six African offices (to Goldman Sachss and Morgan Stanleys one Johannesburg) in often-overlooked cities such as Accra and Lusaka. Most African markets are simply too small they might generate $20 million in annual revenues, a small enough total, says RenCaps head of global equities Nick Andrews, to fall into the realm of a rounding error for bulge bracket lenders.

Yet had RenCap not invested heavily in the continent, flooding its cities with analysts, bankers and traders, it would not be in the position its in now: helping African companies, increasingly dependent on finance from the worlds great mineral importer, China, capitalize and list shares in Hong Kong.

The Russian house has become something of a specialist in triangulating global capital, African assets and the nation-building drive of the Chinese government. Barring a few holes in its repertoire notably Latin America RenCap in many ways has become the archetypal global emerging market bank. Indeed, in June 2010, its chief executive, Stephen Jennings, said his aim was to create the worlds pre-eminent emerging markets investment bank.

As ever, local knowledge creates opportunity, which in turns greases the global wheels of any corporation, investment banks included. The more you know, the more you grow. Credit Suisses Kyriakos-Saad says: For me, today you either have to be embedded in local markets, physically close to your clients, or not there at all.

Morgan Stanleys Golan says: It is always possible to serve clients needs from one of the large central offices, but if you need to speak to a group of clients on a regular basis, thats when you open a local office.

PROBLEMATIC HEADCOUNTS

Banks are aware of this: most see the logic in boosting headcount and capital reserves within leading emerging markets.

Deutsche Bank is focused on doubling net Asia ex-Japan revenues to $5.4 billion in 2011 from $2.8 billion in 2008, with the region primed to make up 25% of Deutsches revenue base by 2017. In 2001, 69% of the banks staff were based in leading city hubs such as New York and London. That figure fell to 63% in 2005 and, this year, to 47%.

In some cases, aggressive hiring comes at the expense of leading hubs: Deutsche Bank has seen its staffing levels in Singapore and Hong Kong steadily fall over the past decade as bankers relocate to emerging Asia. Sometimes, it doesnt. Credit Suisse is still hiring in the US, France and Germany, three archetypal developed markets, as it seeks to build its European presence.

Kyriakos-Saad says: Investment in human capital has increased inemerging markets,butoverall headcountgrowth in developedcountries, such as the UK, Germany and France,is yet to decline.

Nomuras Lynch stresses this point, noting that while the Japan-based lender is still building up in Europe and the US, it isnt yet at the point where it is reallocating resources away from developed markets and toward emerging markets.

Some countries, such as China, now the worlds second-largest economy, arent really emerging at all, but economic power-bases in their own right. Yet Beijings barriers to business, particularly in the banking sector, ultimately justify the developing nation tag. The same is true of Russia, a mineral-rich state with opaque regulations and thin deal flow. Both are both open and not open, and their barriers make them into developing nations, says one senior European banker.

Brazil and parts of south-east Asia excepted, it is broadly true that the more power and influence wielded by any emerging market, the more likely it is to impose explicit or implicit restrictions designed to emasculate foreign lenders.

China is fostering the development of its domestic banks at the expense of global banks, says the European banker. India is the same its a pretty closed market. Saudi Arabia is closed more for cultural reasons. In most major emerging markets, the process of liberalization is only happening on a bit-by-bit basis: its often very slow.

Emerging market expansion is tough work for any corporation. You need to be nimble, deft and entrepreneurial, able to work in often hostile, capricious and corrupt environments. Investment banks, hidebound by onerous internal and external restrictions, reactionary shareholders, and a need to project solid corporate governance credentials, are rarely any of these things.

That in turn makes many emerging markets risky business for global bulge bracket lenders. Thus, while local and regional banks might be able to justify opening an office in Harare, Saigon, Abuja or Kiev, for most chief executives in New York, London, Paris or Frankfurt, such an idea is at least for now hard to countenance.

Yet that state of affairs has to change. Investment banks need emerging markets, not the other way round. They need them for the profit boost, the spark of new revenues, the ability to tap capital for rising corporations. They need to get to know leading local entrepreneurs and chief executives the men and women who will drive emerging market corporates and economies for decades to come.

Ultimately, there is no proxy for being there in the flesh. Stephen Roach, Asia chairman and former chief executive at Morgan Stanley: There is no substitute for local knowledge, local talent and local presence. It doesnt mean you need to have an office and a team wherever you are, but you do need a regional headquarters.

That gives you local knowledge, local language skills, and familiarity with customs and regulations.

Related stories


source

  •   •   •   •   •
February 12, 2012 by admin

The Right Way to Restructure Conglomerates in Emerging Markets …

The Right Way to Restructure Conglomerates in Emerging Markets.

Article from: Harvard Business Review | July 1, 1999 |

| Copyright 2002 Harvard Business Review ( Hide copyright information ) Copyright

Advertise an inbound 1300 Numbers Australia to your callers and control how they are connected.

Tarun Khanna is an associate professor and Krishna Palepa is the Ross Graham Walker Professor of Business Administration at Harvard Business School in Boston. Their previous HBR article on emerging markets, “Why Focused Strategies May Be Wrong for Emerging Markets,” was published in HBR July-August 1997.

In many countries, diversified business groups substitute for the institutions that support effective markets in capital, labor, and goods and services. Their capacity for doing this must be strengthened through restructuring, not destroyed through dismantling.

WESTERN CORPORATE STRATEGIES have long been held up as role models for businesses in emerging markets. The reaction to recent financial crises in Asia and Latin America has only served to reinforce this practice. The multilateral financial institutions, consultants, and academics that advise businesses and governments in emerging economies have all been pressing for a closer convergence of first- and third-world business models for the private sector. The details differ, but the advice boils down to the same thing in virtually every emerging economy: dismantle the diversified business groups that dominate the private sector. These include huge conglomerates such as the chaebol in Korea, the Tata Group in India, and the Koc Group in Turkey. The arguments for restructuring conglomerates are simple. Selling off assets could quickly reduce the huge debt some of these groups have built up. More fundamentally, though, breaking up these mammoth organizations could reduce their gross inefficiencies and promote greate r entrepreneurship. Implicitly or explicitly, then, the Western financial community is encouraging business groups in emerging economies to unbundle their assets in the same way that companies in advanced economies did in the 1980s.

Although well intended, this advice is flawed. Behind the recommendation that business groups should be broken up to create more focused and efficient companies lies the notion that well-functioning markets can be mandated into existence. But our research, conducted in a broad range of emerging economies including those of Chile, India, and South Korea, demonstrates that even with the best intentions, it takes longer than a decade to build the kind of institutions that can support well-functioning markets for capital, management, labor, and international technology.

Rushing to dismantle the business groups that now fill these institutional voids could do more harm than good. It would simply reinforce the inefficiency of the private sector and may intensify social distress, which emerging economies are extremely ill equipped to handle. It also poses practical problems. For instance, how easy is it to estimate a reliable breakup value for a business group in the middle of a fire sale and in the absence of a well-developed market for asset sales?

But if dismantling business groups is not a sensible option, what should industry leaders and governments do instead? We believe the answer is to encourage business groups in the short term to pursue alternative internal reforms that improve their performance and their ability to substitute for market institutions. Governments in developing countries must focus on building up those market institutions in the long term. The dismantling of business groups will, we believe, follow naturally once those institutions are in place. Increasing competition will force the business groups to restructure themselves.

Of course, that’s not to say the government plays no role in business reform. Any initiative to develop emerging economies must acknowledge that the business groups themselves may want to maintain the status quo. Those groups wield considerable economic and political power that can be used not only to block immediate attempts at dismantling them but also to stifle the longer-term development of markets and to work at cross-purposes with the government. But the government should focus on forcing only those reforms that are vitally necessary to build independent market institutions. First, though, let’s look at the underlying challenges involved in creating such institutions.

Building a Market Infrastructure

In any market — for capital, labor, or goods and services — two forces tend to increase the costs of transactions: unequal information and potential conflicts of interest between buyers and sellers. Advanced markets attempt to minimize these forces through effective intermediaries, sound regulations, and contracts that can be enforced. In the U.S. financial markets, for example, investment bankers play an important intermediary role in the markets’ allocation of capital to business, while the rules of the Securities and Exchange Commission ensure that investors can rely on corporate disclosure. Similarly, the existence of hundreds of business schools that train and certify managers contributes to the dynamism of U.S. managerial labor markets.

When institutional mechanisms such as those are underdeveloped or missing, transaction costs rise, and the economy’s scope for growth is limited accordingly. Thus, the existence of this soft infrastructure to serve a country’s capital, labor, and product markets is just as important to a modern economy as a hard physical infrastructure, such as roads, ports, and telecommunication systems. In the long run, the absence of a soft infrastructure depresses a country’s standard of living and restricts its access to international capital and management talent.

Building this soft infrastructure poses a significant challenge for emerging countries because they find it tough to import basic concepts and practices from the West. Consider Korea’s financial market infrastructure. One would think the strong presence of foreign investment banks, consulting firms, and accounting and auditing companies &


source

  •   •   •   •   •
February 12, 2012 by admin

Franchise Your Business to Enter an Emerging Market

Franchise Your Business to Enter an Emerging Market

By Nazir Daud

Franchising your existing business might be the best possible way to take the opportunity to enter emerging markets. Markets like India and China have complicated rules and regulations about who is entitled to own and operate a business there. The best way often to circumvent these rules is by franchising your operation in these markets.

Advertise an inbound 1300 Numbers Australia to your customers and organise how they are routed.

By using franchising the franchisee owns the business whilst the franchisor takes a share of the profits. Why does an established business want to deal with headache of red tape and restrictive trade practices when with a leap of the imagination the franchise model allows them to achieve the same profitability without the same hassles?

Many British retailers including Argos and Mothercare have used the franchise model to dabble in new emerging markets. The franchise leaders that are quick to carve out major niches in these new emerging markets will grab unprecedented market share before their slow and sure footed competitors move in.

The largest emerging market place is China with India being a close second. China could become the largest market place in the world within the next ten years and overtake the USA.

Franchising is the ideal route for many US and UK companies who want to test the water without expending large sums of capital. This gives them a chance to dip their toes in the water without risking large sums of capital.

Once large organisations find that their business model does actually work in the new, exciting and dangerous market place they can dedicate their resources to find better ways to keep a higher percentage of long term profits for themselves.

China and India are very unique marketplaces. Unlike say for instance Australia not everybody in China speaks the same dialect. The divide between rich and poor is also vast. Tastes vary enormously as does buying power.

In India there are literally hundreds of different languages whilst admittedly the main bulk of buyers with money can be targeted by 2 languages… Hindi and English. Again here spending powers vary and so do belief systems.

In reality trying to expand new emerging marketplaces without testing the waters first is fraught with danger. Franchising offers a real solution to test out the marketplace, learn the structural issues and change your products and marketing so that it identifies with the local marketplace. This does not mean that you can not enter the marketplace independently. You can franchise x numbers of units and then create non franchised units in other territories.

Throughout history economic powers have grown and declined. Asia is growing rapidly and will play an ever increasing role in the ever demanding need for companies to find new customers. The buying power of Asian consumers is rising at a dramatic pace and the consumers are demanding better products and improving service. The opportunity is there now for Established US & Europe brands to market their brands and test the waters before entering fully.

To sum up, the emerging markets are predicted to compete with the western powers in terms of buying power and economic strength. Any company which ignores this is turning a blind eye and letting its competitors expand, gain a foothold and exploit the opportunity whilst they watch and wait.

About this Author

Naz Daud is the founder of CityLocal. This Business Franchise Opportunity is for people who would like to work from home and be their own boss.


source

  •   •   •   •   •
February 8, 2012 by admin

WealthBriefing – JP Morgan AM Rolls Out Fund To Capture Dividend Growth …

News Analysis

JP Morgan Asset Management intends to launch what it says is the first investment trust focused on dividend income and capital growth from global emerging market companies, drawing on growing interest in dividend income paid by companies in fast-growing young economies.

Get a easy to remember Cheap 1300 Number from Ozetel and create a brand for your company.

The trust is called JPMorgan Global Emerging Markets Income and will be managed by Richard Titherington, chief investment officer and the head of the JP Morgan Asset Management emerging markets equity team.

Firms such as Sarasin & Partners and HSBC Private Bank have stressed the importance of owning dividend-paying firms, as they see cash-rich corporates, including those in geographical regions which have traditionally focused more on capital growth, as being more regular dividend payers in future.

Global emerging markets, which have traditionally been viewed purely as a source of growth for investors, are now maturing into consistent income generators. This is due to emerging market companies adopting an increasingly disciplined approach to both investment and the interests of shareholders, which has been reflected in falling levels of debt and a willingness to pay dividends, JP Morgan AM said in a statement.

Even during the very recent economic crisis many have maintained robust payout ratios in excess of 30 per cent. Analysis demonstrates that over the last decade emerging markets outperformed the FTSE 100, whilst higher yielding emerging markets equities have outperformed the broader MSCI Emerging Markets Index over the same period, it said.

The new trust will seek to deliver a 4 per cent target yield at inception and would look to offer a progressive dividend. The portfolio will aim to have between 50 to 70 holdings in global emerging markets equities. The Company will measure its performance against the MSCI Emerging Markets TR Net Index (sterling).


source

  •   •   •   •   •
February 7, 2012 by admin

Emerging market stocks set to capture spotlight in 2012

A man talks on his mobile phone as he looks at an electronic display board at Brazil’s BM&FBovespa stock exchange in Sao Paulo August 4, 2011.

Credit: Reuters/Nacho Doce

By Marla Brill

Wed Feb 1, 2012 8:18am EST

(Reuters) – If you were burned by emerging market stocks last year, you might want to give the relationship another chance in 2012. The stocks are doing pretty well so far this year, and analysts point to multiple reasons the gains should continue.

Get a memorable Cheap 1300 Number from Ozetel and create a brand for your company.

During the first four weeks of the year, Vanguard’s MSCI Emerging Markets, the largest emerging market stock index ETF, was up nearly 11.6 percent – more than double the 5 percent return for the SPDR S&P 500.

The upswing indicates to investing experts that a drop of almost 20 percent in emerging market stocks last year wasn’t a bubble bursting.

“After burning investors last year, we expect the BRIC countries to be among the top-performing markets in 2012,” said Ned Davis Research analyst Anthony Welch of the four dominant emerging markets: Brazil, Russia, India and China. “We think this is a good time to add to exposure to those markets.”

The stocks and the funds that invest in them are still vulnerable to many of the same shocks that rumbled through the markets in 2011; but analysts say a combination of positive economic trends, comparatively strong growth, and down-to-earth prices make the recent upswing not just a recovery bounce, but an opportunity.

To support his optimistic outlook, Welch, in a January client report, pointed to a demonstrated ability of those countries to manage the delicate balance between controlling inflation and maintaining economic growth. He also pointed to signs of stabilization among global economies.

‘GOOD SHOT’ AT OUTPERFORMING U.S. STOCKS

Another draw for investors: stock prices are trading at a discount compared to historical levels even after the recent rally, said David Semple, Director of International Equity at Van Eck Global.

According to Semple’s estimates, the group is selling at less than 10 times forward earnings, compared to their historical range of 12 to 13 times earnings.

“That’s not as cheap as the post-crisis periods of late 2008 and early 2009, but it’s quite attractive,” he said.

But he also cautioned that a worsening of the European debt crisis or other developments could throw at least a temporary wrench into the picture.

“Emerging market stocks have a good shot at outperforming U.S. stocks this year, but that could easily change if the Europe situation turns into an ugly mess. And other potential problems — such as an unanticipated slowdown in developed market growth, too much credit restriction in China, and even weather-related issues that could impact food prices — are still there,” he said.

Investors are also keeping an eye on slower economic growth in the more mature emerging market countries, especially China. This year, the World Bank expects gross domestic product growth in that country to come in at 8.4 percent compared to 9.2 percent last year and 10.3 percent in 2010.

Still, GDP growth in emerging market countries is likely to continue to outpace expansion in the United States and Europe by a healthy margin, according to the most recent projections from the Conference Board, a New York-based business and economics research group funded by major corporations.

The Conference Board said it expects growth in developed economies to slow down from 1.6 percent in 2011 to 1.3 percent in 2012 while emerging market growth will decelerate from 6.4 percent in 2011 to 5.1 percent this year.

EMERGING MARKET ECONOMIES

The positive impact that comparatively robust emerging market economies could have on those countries’ stocks is the main reason Weyman Gong, chief investment strategist at Signature Financial Management in Norfolk, Va., allocates as much as 20 percent of his clients’ stock portfolios to exchange-traded funds (ETFs) and mutual funds that focus on

those regions.

For broad exposure to emerging markets he uses two ETFs, Vanguard MSCI Emerging Markets and iShares MSCI Emerging Markets. As of Friday, they were up 11.57 percent and 11.65 percent, respectively, so far this year.

“In the U.S. and Europe, consumers are so highly leveraged that they have to use money to pay off debt rather than spend,” said Gong, whose firm manages some $2 billion in assets for high-net-worth individuals and families. “Emerging market households aren’t nearly as consumed by debt, so they have more money to feed the growth engine.”

Even with the group’s notoriously sharp downturns and snap-backs, Gong believes that retirees should have an allocation toward emerging market stocks in the low teens.

“Treasury bonds may seem safe, but at current yields they provide no protection from inflation,” he said. “Putting money under the mattress won’t protect you 20 or 30 years down the road.”

Mark Martiak, vice president at Premiere Financial Advisors in New York, New York, typically invests between 10 percent

and 20 percent of his clients’ equity portfolios

in emerging market securities. Because they don’t perform in sync with other asset classes such as U.S. stocks and bonds, he sees them as a good way to diversify.

“Emerging markets will remain the fuel for world growth, and secular themes such as population growth and an emerging middle class are truly powerful drivers,” he said. “But I always warn my clients that the short-term headline risk with these securities is very real.”

(Reporting By Marla Brill; Editing by Beth Gladstone, Chelsea Emery and Andrea Evans)


source

  •   •   •   •   •
February 6, 2012 by admin

WealthBriefing – JP Morgan AM Rolls Out

News Analysis

JP Morgan Asset Management intends to launch what it says is the first investment trust focused on dividend income and capital growth from global emerging market companies, drawing on growing interest in dividend income paid by companies in fast-growing young economies.

Get a easy to remember Cheap 1300 Number from Ozetel and create a solid brand for your company.

The trust is called JPMorgan Global Emerging Markets Income and will be managed by Richard Titherington, chief investment officer and the head of the JP Morgan Asset Management emerging markets equity team.

Firms such as Sarasin & Partners and HSBC Private Bank have stressed the importance of owning dividend-paying firms, as they see cash-rich corporates, including those in geographical regions which have traditionally focused more on capital growth, as being more regular dividend payers in future.

Global emerging markets, which have traditionally been viewed purely as a source of growth for investors, are now maturing into consistent income generators. This is due to emerging market companies adopting an increasingly disciplined approach to both investment and the interests of shareholders, which has been reflected in falling levels of debt and a willingness to pay dividends, JP Morgan AM said in a statement.

Even during the very recent economic crisis many have maintained robust payout ratios in excess of 30 per cent. Analysis demonstrates that over the last decade emerging markets outperformed the FTSE 100, whilst higher yielding emerging markets equities have outperformed the broader MSCI Emerging Markets Index over the same period, it said.

The new trust will seek to deliver a 4 per cent target yield at inception and would look to offer a progressive dividend. The portfolio will aim to have between 50 to 70 holdings in global emerging markets equities. The Company will measure its performance against the MSCI Emerging Markets TR Net Index (sterling).


source

  •   •   •   •   •
February 6, 2012 by admin

New Business Models in Emerging Markets -

Source:Harvard Business Review

9pages. Publication date:Jan 01, 2011.Prod. #:R1101E-PDF-ENG

Many Western multinationals expect to find most of their future growth in emerging economies. But they have frequently struggled to exploit the opportunity, relentlessly cutting costs and accepting profit margins close to zero. The problem, say the authors, who are all with the innovation consultancy Innosight, is not that these companies can’t create viable offerings but that simply transplanting their domestic business models to the new markets won’t work. They must devise fundamentally new mo… Read More

Advertise an inbound 1300 Numbers Australia to your callers and organise how they are connected.

Many Western multinationals expect to find most of their future growth in emerging economies. But they have frequently struggled to exploit the opportunity, relentlessly cutting costs and accepting profit margins close to zero. The problem, say the authors, who are all with the innovation consultancy Innosight, is not that these companies can’t create viable offerings but that simply transplanting their domestic business models to the new markets won’t work. They must devise fundamentally new models-by identifying an important unmet job consumers need to do; performing that job profitably at a price the customer will pay; and carefully implementing and evolving the model by constantly testing assumptions and making adjustments. Drawing on their experience investing in, incubating, and consulting for companies that have created 20 new business models in developing markets, the authors describe the vast potential demand represented by the “middle market” in emerging economies-the millions of people who have the desire and wherewithal to pay for goods and services, from refrigeration to clothes washing to money transfers, that will help them do the “jobs” no current offering adequately can.

Email this

This item also appears in…

Harvard Business Review, January/February 2011 Harvard Business Review publishes new and authoritative ideas for improving the practice of management. Written by leading business thinkers and executives,…

See more:


source

  •   •   •   •   •
February 3, 2012 by admin

Chazen Web Journal : Chazen Article :

Bookmark and share

Columbia Business School’s sixth annual Healthcare Conference, held on November 6, 2009, explored the manifestation of a “New Healthcare Paradigm: Technology, Value and Emergence.” The topic of emerging markets was prominent as panelists and attendees sought to answer difficult and important questions such as: “What are the challenges/opportunities for global healthcare companies investing in BRIC countries and other emerging markets?”; “What is the record of success of public-private partnerships in addressing global health issues?”; and “What are the mindset requirements for global healthcare players to successfully participate in emerging markets?” A panel of esteemed players in the field spoke on these issues and shared a robust framework of six strategies for success in emerging healthcare markets.

Advertise an freecall 1300 Numbers Australia to your callers and control how they are connected.

The “Emerging Markets Panel: Opportunities and Challenges for Global Healthcare Companies in BRIC and other regions” opened with a personal anecdote from moderator Ms. Rachel Zhang, a McKinsey & Co. principal who focuses on the healthcare industry. “When I left China 14 years ago to study in the United States, I thought I was leaving the past behind. I remember reading an article that said that China was easily 100 years behind the United States. Ten years later, I organized a China R&D conference in Shanghai. I received questions from attendees asking if they needed to pack enough bottled water for the entire trip, or if they’d be picked up from the airport in a rickshaw. Today, I don’t think this emerging market needs any introduction. And that just hits home for me how much things in China have changed,” Zhang said.

Read the Article


source

  •   •   •   •   •